Legal
Terms & Conditions
Last updated: [PENDING]
This page is a draft placeholder pending final review by La Crystal's legal counsel. It outlines our general terms of service but should not be treated as final, legally binding text until reviewed and confirmed.
1. Our Role as a Broker
La Crystal Pte. Ltd. (UEN: 201920318R) is a licensed loan brokerage — we are not a bank or moneylender. We facilitate introductions between clients and our partner banks. All loan approvals, terms, and disbursements are decided solely by the relevant bank, not by La Crystal.
2. No Guarantee of Approval
Submitting an enquiry through this website does not guarantee loan approval. Final approval, interest rates, and terms are subject to each bank's own credit assessment and policies.
3. Our Fees
Depending on the complexity of your case, La Crystal may charge a consult fee, payable only once we have successfully secured a suitable financing solution for you. We may also receive a referral commission from the bank upon successful disbursement of your loan. Any applicable fees will be disclosed to you before you commit to anything.
4. Your Obligations
You agree to provide accurate and truthful information when submitting an enquiry. Providing false or misleading information may affect your loan application and our ability to assist you.
5. Limitation of Liability
La Crystal makes reasonable efforts to match you with suitable financing options but does not guarantee any specific outcome. We are not liable for any loss arising from a bank's decision to reject, delay, or modify a loan application.
6. Governing Law
These terms are governed by the laws of the Republic of Singapore.
7. Contact Us
For any questions about these Terms & Conditions, please contact us at Admin@lacrystal.com.sg or via WhatsApp at +65 8136 5496.